Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo : Life and Accident and Health or Sickness Producer - Combo Series 20-30

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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. The entire contract provision in an individual accident and health insurance policy states that the producer:

A) Has company authority to change the policy
B) Has company authority to waive any contract provisions
C) Has no authority to change the policy or waive any of its provisions
D) May waive only certain contract provisions

2. The phrase, "this policy pays $1,800 for hospital room and board expenses," should include the:

A) Minimum daily benefit and the maximum time limit for hospital room and board expenses
B) Minimum daily benefit and the minimum time limit for hospital room and board expenses
C) Maximum daily benefit and the minimum time limit for hospital room and board expenses
D) Maximum daily benefit and the maximum time limit for hospital room and board expenses

3. An individual purchased an annuity with a series of premium payments continuing over a period of twenty years. The purchase payments were made during the:

A) Annuity period
B) Accumulation period
C) Liquidation period
D) Period certain

4. The penalty tax incurred for premature distributions from an IRA is:

A) 10%
B) 5%
C) 50%
D) 20%

5. A refusal to do business with a particular individual or business is known as:

A) An injunction
B) A binder
C) An estoppel
D) A boycott

Solutions: