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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Coverage under a loan policy remains effective

A) until the property is sold.
B) during the life of the owner.
C) until the lender assigns the mortgage.
D) until the secured debt is satisfied.

2. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

A) deed in trust
B) trustee's deed
C) quitclaim deed
D) general warranty deed

3. A manufactured home can be insured if

A) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
B) it has a motor vehicle title and is located on the insured property.
C) a mortgage has been filed describing the manufactured home.
D) it is on the insured property and has a permanent foundation.

4. A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

A) a fine
B) a jail sentence
C) license revocation
D) license suspension

5. When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:

A) Title agent
B) Mortgagor
C) Seller
D) Mortgagee

Solutions: